Eligibility

Understanding the rules of benefits eligibility is important. Please read the below information carefully and ensure that you understand when you can enroll yourself and/or your eligible dependents for coverage.

Employee Eligibility:

Any employee regularly scheduled to work 20 or more hours per week is eligible to enroll in the benefits. No changes can be made to elected coverage during the year unless there is a qualifying event such as marriage, divorce, birth of a child, adoption of a child, or death. Open Enrollment is held once a year at which time any changes can be made to benefits.

When can I enroll and make changes?

Benefit Event Enrollment Window Effective Date
New Hire Within 30 days from date of hire First of the month following 30 day of employement
Qualifying Event Within 30 days from date of qualifying event Effective first of the month following approved event with the exception of Birth/Adoption

Covering your family members is important.

Who can I cover?

Dependents Eligible for Coverage
Spouse Legally married spouse
Dependent Children Dependent children [includes: step-children, adopted children, foster children] up to age 26 regardless of student status

Documentation for Qualifying Events and Dependents

VyStar Credit Union reserves the right to require documentation of dependent eligibility including but not limited to, birth and marriage certificates, adoption papers and guardianship documents. Employees will be required to reimburse the Plan for any benefits paid by the Plan for a dependent at a time when the dependent did not satisfy these conditions. It is the employee's responsibility to notify VyStar Credit Union if a dependent no longer qualifies, so that appropriate COBRA notices may be sent.

Eligibility

Understanding the rules of benefits eligibility is important. Please read the below information carefully and ensure that you understand when you can enroll yourself and/or your eligible dependents for coverage.

Employee Eligibility:

Any employee regularly scheduled to work 20 or more hours per week is eligible to enroll in the benefits. No changes can be made to elected coverage during the year unless there is a qualifying event such as marriage, divorce, birth of a child, adoption of a child, or death. Open Enrollment is held once a year at which time any changes can be made to benefits.

When can I enroll and make changes?

Benefit Event Enrollment Window Effective Date
New Hire Within 30 days from date of hire First of the month following 30 day of employement
Qualifying Event Within 30 days from date of qualifying event Effective first of the month following approved event with the exception of Birth/Adoption

Covering your family members is important.

Who can I cover?

Dependents Eligible for Coverage
Spouse Legally married spouse
Dependent Children Dependent children [includes: step-children, adopted children, foster children] up to age 26 regardless of student status

Documentation for Qualifying Events and Dependents

VyStar Credit Union reserves the right to require documentation of dependent eligibility including but not limited to, birth and marriage certificates, adoption papers and guardianship documents. Employees will be required to reimburse the Plan for any benefits paid by the Plan for a dependent at a time when the dependent did not satisfy these conditions. It is the employee's responsibility to notify VyStar Credit Union if a dependent no longer qualifies, so that appropriate COBRA notices may be sent.