Critical Illness
A safety net for major health diagnosis.
Provider: Unum
Group Number: 997953
Member Service: (866) 868-6737
Website: portal.unum.com
Group Number: 997953
Member Service: (866) 868-6737
Website: portal.unum.com
Every day, thousands of people are diagnosed with a serious illness like cancer or suffer from a heart attack or stroke. The costs associated with a serious illness can be catastrophic – even if you have medical insurance.
Critical Illness and Cancer benefits reimburse you directly – above and beyond any medical plan that covers you and your family.
- The benefit amount you and your spouse may elect is displayed with the cost per paycheck
- Premiums are deducted from your paycheck on a post-tax basis
- Benefit payments are non-taxable
Look in the menu for additional plan information including detailed benefit summaries, plan descriptions, forms, documents, FAQ’s, and provider search directories.
| Benefit | Employee | Spouse | Child(ren) |
|---|---|---|---|
| Benefit | $10,000 increments | $5,000 increments | 50% of employee benefit |
| What is the minimum amount? | $10,000 | $5,000 | $5,000 |
| What is the maximum amount? | $30,000 | $5,000, $10,000, or $15,000; not to exceed 50% of employee elected amount | $15,000 |
| Refusal age | N/A | N/A | 26 |
| Is this company paid or employee paid? | 100% voluntary | 100% voluntary | 100% voluntary |
- This is an overview of benefits. Please review the plan documents or call Unum Group for benefit details, limitations, exclusions, and verification of coverage.
- In the event of a claim, all benefits require validation by VyStar Credit Union and Unum Group.
