Accidents happen. Do you know how much a trip to the emergency room could cost you? Accident benefits reimburse you directly for costs associated with unexpected bills – above and beyond any medical plan that covers you and your family. Benefit payments are non-taxable.

Even if you have great medical coverage, most families do not have the budget to pay the deductible and out-of-pocket expenses that quickly arise when accidents occur.

Commonly covered expenses include:

• Emergency room
• Hospital admission
• Casts, crutches, wheelchairs, and medical equipment
• Surgery and anesthesia
• Ambulance ride
• Accidental death
• Burns, lacerations and stitches
• Follow up doctor and provider visits

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