Over-the-Counter Drugs Eligibility

From bandages to vitamins – check what’s covered.

Eligible Over-the-Counter Expenses

Most over-the-counter medications are not eligible for reimbursement without a prescription. However, there are some over-the-counter items that qualify as eligible expenses, as detailed in the tables below.

Please note that this list is not all-inclusive, and is subject to change based on government tax laws.

Over-the-Counter Eligible Expenses without a Prescription
Bandages
Eye Care (contact lens solution, lubricant drops, patches)
Family planning (condoms, contraceptive creams, pregnancy tests, ovulation prediction kits, etc.)
Feminine Hygiene Products
Feminine Pain Relief
Home diagnostic tests or kits (blood pressure, cholesterol, diabetes, colorectal cancer, HIV, urine test,
thermometers, etc.)
Incontinence products (Depends, Serenity pads, etc.)
Joint-support bandages and hosiery (knee supports, elbow supports, etc.)

Over-the-Counter Expenses Not Reimbursable * These Exceptions Are Eligible for Reimbursement when Prescribed at the Direction of a Doctor. A
Doctor’s Statement of Medical Necessity Is Required.
Cosmetics (makeup, lipstick, cotton swabs, cotton balls, baby oil, etc.)  
Denture care (e.g., cleansers)  
Hair care (color, shampoo, conditioner, brushes, hair-loss products e.g.,Rogaine)  
Homeopathic medicines Homeopathic medicines prescribed by a doctor.*
Nail care and personal grooming items (scissors, nail files, etc.)  
Nutritional and dietary supplements (bars, milkshakes, power drinks, etc.) Supplements prescribed by a doctor.*
Personal hygiene (deodorant, soap, body powder, shaving cream, razors, feminine care, sanitary products)  
Routine dental care (toothpaste, toothbrush, electric toothbrush, floss, mouthwash including antibacterial
mouthwash and fluoride rinse, breath strips, teeth-whitening)
 
Skin care (sun block – under 30SPF, skin and body moisturizing lotion, lip balm, etc.)  
Sleep aids (oral medications, snoring strips, stimulants, etc.) Sleep aids prescribed by a doctor.*
Vitamins Vitamins prescribed by a doctor.*
Weight-reduction aids (Slimfast, appetite suppressants, water-retention products, etc.) Weight-reduction products prescribed by a doctor.*